https://www.hmac.uk/news-blog daily 0.75 2026-01-18 https://www.hmac.uk/news-blog/an-evening-with-harpenden-money-advice-centre monthly 0.5 2026-02-19 https://images.squarespace-cdn.com/content/v1/694acbadd4dbf936aa5114bd/36bd3512-93e9-46fd-af2a-a663d77a216f/1.png News blog - An Evening with Harpenden Money Advice Centre - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.hmac.uk/news-blog/our-impact-in-2025 monthly 0.5 2026-01-16 https://images.squarespace-cdn.com/content/v1/694acbadd4dbf936aa5114bd/1768565573513-YCOGYK4PSUD5BC1BQ21J/1.png News blog - Our Impact in 2025 - In 2025, demand for our free, independent advice continued to grow. Over the year, we supported 117 new clients, providing debt advice, benefits advice, and budgeting support. This represents an 8% increase on 2024. https://images.squarespace-cdn.com/content/v1/694acbadd4dbf936aa5114bd/1768565573308-G6BVXKPB3486TRHOM37Z/2.png News blog - Our Impact in 2025 During 2025, 27 clients became completely debt free, with £492,000 written off following insolvency solutions. For many, this marked a significant turning point after long periods of financial stress. https://images.squarespace-cdn.com/content/v1/694acbadd4dbf936aa5114bd/1768565572368-STZDUJ16H6033U0UP7GH/3.png News blog - Our Impact in 2025 This brings our total to 944 clients supported, with £11.2 million of debt cleared or on the way to being resolved. These outcomes reflect sustained, practical support for people facing financial pressure. https://images.squarespace-cdn.com/content/v1/694acbadd4dbf936aa5114bd/1768565572221-1XIZXAJQBI4HG8JGT8UG/4.png News blog - Our Impact in 2025 Alongside debt advice, we helped clients increase their household income. In total, clients secured £2,800 per week in additional ongoing benefits, plus £40,900 in backdated awards. https://images.squarespace-cdn.com/content/v1/694acbadd4dbf936aa5114bd/1768565571121-3JDJDX7F1FR04LE2ZVSN/5.png News blog - Our Impact in 2025 This work is delivered by a dedicated team of seven trained advisers, supported by our admin staff and trustees. Together, twelve people work to ensure clients receive clear, calm, and practical advice. https://images.squarespace-cdn.com/content/v1/694acbadd4dbf936aa5114bd/1768565571030-OU1IYYO8Y02Y7XQR6KK0/6.png News blog - Our Impact in 2025 Looking ahead, 2026 is already underway, with ten new clients supported so far. We are ready to help many more people who may be struggling. https://www.hmac.uk/news-blog/finding-hope-again-after-crypto-scam monthly 0.5 2026-01-16 https://images.squarespace-cdn.com/content/v1/694acbadd4dbf936aa5114bd/1767446379522-XE6VW1MH1IZJ7C7XNG3Y/HMAC+Newsblog+images-2.png News blog - Finding hope again after a crypto scam - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.hmac.uk/news-blog/dec-25-news monthly 0.5 2026-01-03 https://images.squarespace-cdn.com/content/v1/694acbadd4dbf936aa5114bd/1767445799839-GYJ09Y278RDYEEDACDGJ/HMAC+Newsblog+images.png News blog - Our December 2025 newsletter - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.hmac.uk/news-blog/finding-freedom-after-business-loss-and-debt monthly 0.5 2026-01-03 https://images.squarespace-cdn.com/content/v1/694acbadd4dbf936aa5114bd/17dd84dd-0d7c-4807-a827-5b6a47d4e381/HMAC+Newsblog+images-5.png News blog - Finding Freedom after Business Loss and Debt - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.hmac.uk/news-blog/our-july-2025-newsletter monthly 0.5 2026-01-03 https://images.squarespace-cdn.com/content/v1/694acbadd4dbf936aa5114bd/1767449114198-I6PHGPTLCMT04QYEPUBB/HMAC+Newsblog+images.png News blog - Our July 2025 newsletter - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.hmac.uk/news-blog/thank-you-tony monthly 0.5 2026-01-13 https://images.squarespace-cdn.com/content/v1/694acbadd4dbf936aa5114bd/c4250197-64a2-423d-8bdb-e98a101bae26/501041581_1293871215842523_6055357639109880249_n.jpg News blog - Thank you Tony! - Make it stand out Tony (centre) pictured with fellow Trustees https://www.hmac.uk/news-blog/congratulations-richard monthly 0.5 2026-01-13 https://images.squarespace-cdn.com/content/v1/694acbadd4dbf936aa5114bd/b0aa4c1a-684e-48a2-a472-1cfe845cad40/497397789_1278262387403406_4423506437960378164_n.jpg News blog - Congratulations Richard! - Make it stand out Richard with Councillor Pip Liver, https://www.hmac.uk/news-blog/a-life-transformed-amys-journey monthly 0.5 2026-01-03 https://images.squarespace-cdn.com/content/v1/694acbadd4dbf936aa5114bd/1767449082943-3JCEVFTA8D5VL966TSVN/HMAC+Newsblog+images-4.png News blog - A Life Transformed: Amy's Journey - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.hmac.uk/news-blog/our-december-2024-newsletter monthly 0.5 2026-01-03 https://images.squarespace-cdn.com/content/v1/694acbadd4dbf936aa5114bd/1767446958662-077BS3U28WE1X4ITR63V/HMAC+Newsblog+images.png News blog - Our December 2024 newsletter - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.hmac.uk/news-blog/words-arent-enough-right-now-to-explain-how-happy-im-feeling monthly 0.5 2026-01-03 https://images.squarespace-cdn.com/content/v1/694acbadd4dbf936aa5114bd/c1f5fca4-a29b-4d54-89f4-abe741449cac/HMAC+Newsblog+images-3.png News blog - "Words aren't enough right now to explain how happy I'm feeling." - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.hmac.uk/news-blog/our-august-2023-newsletter monthly 0.5 2026-01-03 https://images.squarespace-cdn.com/content/v1/694acbadd4dbf936aa5114bd/1767445799839-GYJ09Y278RDYEEDACDGJ/HMAC+Newsblog+images.png News blog - Our August 2023 newsletter - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.hmac.uk/stories daily 0.75 2026-01-13 https://images.squarespace-cdn.com/content/v1/694acbadd4dbf936aa5114bd/d5b09342-34ac-40f6-9777-43e0b2fc8ebb/2.png https://images.squarespace-cdn.com/content/v1/694acbadd4dbf936aa5114bd/1f0d5058-fe57-4be0-9c81-d1d84c3500bd/6.png https://images.squarespace-cdn.com/content/v1/694acbadd4dbf936aa5114bd/eee60454-bc52-45ff-a5d2-d42e75c62d24/1.png https://images.squarespace-cdn.com/content/v1/694acbadd4dbf936aa5114bd/ccdc25bc-cb69-4f35-b1de-4c69c3e592dd/7.png https://images.squarespace-cdn.com/content/v1/694acbadd4dbf936aa5114bd/04a0ff3e-0582-415f-bef7-9416e7347bdd/5.png https://images.squarespace-cdn.com/content/v1/694acbadd4dbf936aa5114bd/9cd4d7a3-8762-4ee2-ba90-650b6b0ca224/4.png https://images.squarespace-cdn.com/content/v1/694acbadd4dbf936aa5114bd/1d82a936-e514-424b-89ac-97ca6398ab87/3.png https://www.hmac.uk/home daily 1.0 2026-03-20 https://images.squarespace-cdn.com/content/v1/694acbadd4dbf936aa5114bd/5bd2fb34-969f-4592-9b39-46b272764f05/1.png https://images.squarespace-cdn.com/content/v1/694acbadd4dbf936aa5114bd/4a771184-4a94-48f5-8b48-81b7dec14755/2.png https://images.squarespace-cdn.com/content/v1/694acbadd4dbf936aa5114bd/d2c5ea5c-3dcd-4998-ab71-fd31fc298c93/3.png https://images.squarespace-cdn.com/content/v1/694acbadd4dbf936aa5114bd/c0f53cbe-4b88-4da7-a5b8-e7f8cef143b5/Website+-+Process+2+%281200+x+1200+px%29-2.png https://www.hmac.uk/support daily 0.75 2026-01-18 https://www.hmac.uk/contact daily 0.75 2026-03-20 https://images.squarespace-cdn.com/content/v1/694acbadd4dbf936aa5114bd/23413e0e-ea3f-44ab-a5d3-c08aab4526e5/Image.jpeg https://www.hmac.uk/services daily 0.75 2026-03-28 https://www.hmac.uk/about daily 0.75 2026-01-13 https://images.squarespace-cdn.com/content/v1/694acbadd4dbf936aa5114bd/3c461793-4e61-4fb4-94cf-23658c82a3b4/392864015_858875802675402_5330098632966846315_n.png https://www.hmac.uk/debt-options daily 0.75 2026-01-16 https://www.hmac.uk/ivas daily 0.75 2026-01-18 https://www.hmac.uk/news daily 0.75 2026-01-13 https://www.hmac.uk/events daily 0.75 2026-01-20 https://images.squarespace-cdn.com/content/v1/694acbadd4dbf936aa5114bd/df3198f2-e152-4aba-acea-71418d12eb72/1.png https://www.hmac.uk/guidance daily 0.75 2026-01-13